Are you looking to buy a new home or an investment property? One of the most important steps is understanding how to maximise your borrowing capacity. Here are a few quick ways to improve yours: Cut back on spending – your capacity to borrow is based on your income minus expenses. Reducing silly spending will…
When people buy a car these days, many will use some form of finance. While using finance to purchase a car can help you get the vehicle you want now, it’s important to make sure you’re properly comparing loan options and not just taking what a dealership has to offer. Here are four ways to…
Getting paid on time by your customers and clients is one of the biggest ongoing challenges for most businesses. Approximately 25 per cent of business owners have delayed paying themselves because of issues with invoices being paid on time, according to Smart Company. One of the easiest ways to free up your business cashflow is…
Demand for industrial and logistics assets continues to be incredibly high, with the vacancy rate on the East Coast hitting a decade low according to Knight Frank. Tenants have been quick to lock down warehouse space as competition has intensified, resulting in a 15% drop in vacant space on the east coast – 44% less…
On the back of a strong Australian economy and solid property market, office investment is set to surge according to new analysis from Knight Frank. In 2022, $4.9 billion in office transactions has taken place, with a further $6.9 billion worth of stock currently on the market across the six major cities of Sydney, Melbourne,…
If you’re currently paying interest-only on your home loan, at some point in the future it will expire and you’ll be required to pay off both principal and interest. Interest-only loans typically only run for a period of 4–5 years depending on your lender, so it’s worth planning in advance what you’ll do when it…
With the steady rise in house prices we’ve seen over the past decades, many new home buyers and investors are wondering how they can get their foot on the ladder. Fortunately, there are still ways you can purchase a property without needing a large deposit. Here are four ways to get started purchasing a property…
With home prices rising in value over the past few years, you might find yourself in a position where you can use that newly created equity to expand your property portfolio. One of the most powerful elements of owning property is the ability to access equity and put it towards the purchase of an investment…
With the end of the financial year fast approaching, it’s important to consider any tax obligations ahead of June 30. While property investors should be looking to work with an accountant and other professionals, here are some things to think about ahead of the deadline. Know your deductions Property investors are able to claim a…
With interest rates tipped to rise as the RBA begins to return the cash rate to a more normal level, homeowners are wondering what the best way to handle this new environment might be. Many borrowers would never have faced a cash rate rise, given the RBA hasn’t hiked rates in over a decade. Fortunately,…