New home buyers are always faced with two major property questions: where to buy and what to buy? While there are advantages to both houses and units, it is important to understand why you might choose either type of dwelling as your next investment property. Pros and Cons of Houses The most obvious advantage of…
While it’s true that you do need some money to buy a property, there are several ways you can still get into the property market with little money down. Guarantor Loan As house prices have increased dramatically over the past decade, more and more people are turning to their parents/guardians to help them get into…
Now that the new financial year is here, it’s time to start looking at all the ways you can make the most of your investment property. Tax is a complicated subject, which is why you should always speak to an accountant. However, the onus is on you to keep good records. Keep Good Records If…
With the spring selling season just around the corner and property markets looking very strong, many potential sellers are looking at ways to spruce up their homes. One of the best ways to entice buyers and make an immediate impact on the value of the property is to increase the curbside appeal of your home….
When property markets are hot, vendors often choose to go to auction to try and attract the very best price they can. However, many vendors are open to accepting an offer prior to the start of the auction itself. That includes the days and weeks beforehand, not just on the day. Do Your Homework Most…
Home loans have come a long way in the past few decades, and now there are a range of features you can access that can really benefit you in the long run. Fortunately, there are a few key features that you need to know about that can make all the difference and potentially save you…
With house prices rising in all states and territories, we are again looking at falling levels of affordability. When the time comes to purchase a property, often the most important element is just how much a bank is going to lend you. This is known as your borrowing capacity, and the good news is that…
Getting onto the property ladder has long been a challenge for single-parent households, and in particular, saving the money for a deposit can make the barrier to entry very high. Fortunately, single-parent households look set to benefit under a new program recently announced as part of the 2021 Federal Budget. Over the next four years,…
House prices across Australia are continuing to see a sharp rise, and that can make it very tricky for buyers. Clearly, most states are in the grip of a seller’s market, so it’s important to both adjust your expectations and know how to buy when prices are rising. Have finance organised Arguably, the most important…