With national property prices growing strongly over the past 18 months, most of the country has seen strong growth in property prices. However, not all locations move in sync with the national market and some areas will likely perform better than others in the short term. Fortunately, there are some key data points you can…
With house prices rising sharply it’s growing more difficult for homebuyers to come up with a deposit. Fortunately, there are options out there that allow people to purchase a property without needing to save the traditional 20 per cent deposit that lenders look for. Lender’s Mortgage Insurance (LMI) If you’re unable to come up with…
Foreign buyers are continuing to look to Australia for opportunities in commercial real estate, with investment doubling in the past 12 months. The release of the FIRB Annual Report for 2020–21 has shown a 95.91 per cent increase over the year in applications to invest in Australian real estate. The 862 applications representing $82 billion…
The faster you’re able to pay off your mortgage the more money you’re saving on interest in the long run. Any chance you have to improve your mortgage or pay down your principal will allow you to fast track the repayments process. However, the most important elements are always increasing repayments and decreasing spending. Here…
Industrial property has been one of the best performers over the past two years and its record run should continue, according to a leading expert. Herron Todd White Commercial Director David Walsh said he expects industrial property to withstand any pressure that comes from higher interest rates. “Substantive falls in property values in response to…
If you’re running a business in construction, maintenance, mining, farming, food production or an operation that requires large machinery, you might need heavy equipment financing. Heavy equipment financing is different to normal equipment leasing and refers to construction equipment like cranes, loaders, forklifts, bulldozers, cement mixers or other machinery that you might need a special…
Buying a new or second-hand car is not something we typically do all that much, so for many car buyers it can be easy to make a mistake. Fortunately, there are some simple steps you can take to help reduce those chances and get the best deal you can. Have the right strategy Before starting…
While most car loans are fixed-rate products, there are also options for variable loans as well. Deciding between a fixed or variable car loan is a matter of weighing up the pros and cons of each and seeing which is more suited to your situation. Fixed One of the main advantages of a fixed-rate car…
Why buy? Many businesses will require the use of a vehicle for their daily operations. One of the first questions a business owner will need to ask is: Should I buy or lease the vehicle? The main reason a business would buy a car is so that they own the asset. This has the added…