In years gone by, homebuyers would stick with the same bank for the life of their home loan. While this might be an easier option, you will likely end up paying far more in interest than you otherwise would, if you found a more competitive interest rate. There are many reasons that people regularly refinance…
One of the biggest mistakes new home buyers make is not having their finances organised prior to starting their search for a property. Many people assume that if one has a good income, a home loan is simple to get. Unfortunately, there are a number of steps in the process, and it often takes many…
There are many ways you can buy a car these days, including paying for it outright, taking out a personal loan, redrawing from your home loan or even paying for it on a credit card. However, the most common way to buy a car is by taking out a car loan that is secured against…
Most people will only ever buy one or two homes over the course of their lives, which means you don’t always get much practice at the skills of negotiation. When you are buying a home, you will often find yourself dealing with a sales agent who is a professional negotiator. Here are some ways you…
As the Australian economy continues to recover and house prices remain strong, there is growing speculation that interest rates are also going to be rising soon. We’ve already seen a number of the major banks increase rates on their fixed interest rate products, which implies that they believe rates are headed higher. Does that mean…
While we all know that property prices have risen steadily in Australia for many decades, there is a big difference between the top-performing properties and those that have struggled. While the suburb and area are important factors in property selection, many investors fail to identify some of the red flags that might weigh on a…
While it might appear to be an easy job, being a sales agent is difficult. Being one of the top-performing agents requires a huge amount of drive and passion. Choosing the right sales agent when you sell your property is a decision that will certainly make a difference to the final sales price. Here are…
As we near the spring selling season, potential vendors are likely talking to real estate agents about the best way to sell their current property. Particularly in New South Wales and Victoria, it’s very common to sell your property through the auction process. There are several benefits for vendors choosing to sell by auction. Manufacturing…
While everyone loves talking about property in Australia, the reality is that few people are experts. Here are some of the most common property investment myths that you might hear. Blue-Chip is Best One of the main things you might hear when you talking about property is that blue-chip is best. What this means, in…