Our Team


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Read More about Steve →


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Team Profiles


With more than 40 years of experience in banking, finance, and business operations, Brett Dwyer brings a wealth of knowledge, integrity, and real-world understanding to every client interaction. Based in the Whitsundays, Brett is a Founder and Director of Better Money Lenders, where he helps clients secure tailored finance solutions through a wide network of over 60 banks and specialist lenders.

Before launching Better Money Lenders, Brett built a highly successful career with NAB, where he spent decades as a senior business banker assisting clients across multiple industries. His hands-on experience extends beyond finance — Brett has personally completed several commercial developments, including the design, construction, and operation of a 150-place child care centre.

For four years prior to establishing Better Money Lenders, Brett served as CEO of Whitsunday Airport, where he successfully navigated the challenges of regional business operations, growth, and community engagement. This leadership experience gives Brett a unique understanding of both the opportunities and complexities faced by business owners in North Queensland.

Today, Brett applies that deep commercial and financial insight to help his clients make confident, well-informed decisions. Whether you’re a first-home buyer, seasoned property investor, or business owner seeking commercial lending solutions, Brett combines big-bank expertise with a personal, local approach.

Brett is particularly passionate about helping first-home buyers navigate the often-complex landscape of government grants and incentives — ensuring his clients access every available benefit to make their property journey more affordable and achievable.

“I offer a different approach to full-service mortgage brokering – one that’s grounded in real-world business experience, local knowledge, and genuine care for client outcomes.

When you work with Brett, you gain more than just a broker — you gain a trusted partner committed to achieving the best financial outcomes for your goals.

With notable tertiary qualifications and financial industry experience, Steve has an impressive track-record for helping businesses and individuals achieve their financial goals. His career commenced in the banking industry in 1983 and since then he has acquired significant experience working through numerous complex projects and structures and maximising desired outcomes.

“I am enthusiastic and outcomes focused, and enjoy working closely with people to ensure their outcomes are achieved, no matter how big or small the requirement is!”

In conjunction with growing Better Money Lenders over the past several years, Steve has directed large commercial lending submissions and negotiations with banks, completed for clients of a global advisory firm, in a part time role as consultant – Real Estate Advisory division.

“But I get the best satisfaction with working building relationships on the ground, assisting you grow your business, or getting your home loan sorted!” He truly is your local mortgage broker.

Qualifications

  • Graduate of the Australian Institute of Company Directors (GAICD) 2008
  • Fellow of Financial Services Institute of Australasia (F.Fin) 2005, finsia
  • Master of Business Administration (MBA) 2008, University of Southern Queensland
  • Diploma in broker management and financial planning

Real-world lending advice from someone who’s been on both sides of the journey.

Based in the beautiful Whitsundays, I work with clients across Queensland and Australia to help them navigate the lending process with clarity, confidence, and strategy.

As a broker and property investor myself, I bring real-world experience to the table. I understand what it’s like to sit on the other side of the desk—whether you’re buying your first home, refinancing, or building a property portfolio. That’s why I’m passionate about delivering tailored lending solutions that support long-term goals, not just short-term approvals.

I’m a proud member of the Finance Brokers Association of Australia (FBAA) and hold a Certificate IV in Finance and Mortgage Broking. My focus is always on education, transparency, and empowering my clients to make informed decisions.

I became a mortgage broker because I’ve seen firsthand how hard it’s become for everyday Australians—especially younger generations—to get onto the property ladder. I wanted to be the kind of broker who simplifies the process and gives honest, practical guidance to help people take that first step and continue building wealth through property.

I can help you with:

  • Buying your first home (including grants and deposit strategies)
  • Refinancing to reduce repayments or access equity
  • Property investment loans and structuring
  • Lending solutions for self-employed and small business owners
  • Car loans, personal loans & asset finance

Whether you’re just getting started or looking to optimise your next move, I’m here to help you get ahead—with a loan that fits your life and goals.

Qualifications

  • Certificate IV in Finance & Mortgage Broking
  • Diploma of Business & Leadership
  • Member of Finance Brokers Association of Australia (FBAA)

With notable tertiary qualifications and financial industry experience, Steve has an impressive track-record for helping businesses and individuals achieve their financial goals. His career commenced in the banking industry in 1983 and since then he has acquired significant experience working through numerous complex projects and structures and maximising desired outcomes.

“I am enthusiastic and outcomes focused, and enjoy working closely with people to ensure their outcomes are achieved, no matter how big or small the requirement is!”

In conjunction with growing Better Money Lenders over the past several years, Steve has directed large commercial lending submissions and negotiations with banks, completed for clients of a global advisory firm, in a part time role as consultant – Real Estate Advisory division.

“But I get the best satisfaction with working building relationships on the ground, assisting you grow your business, or getting your home loan sorted!” He truly is your local mortgage broker.

Qualifications

  • Graduate of the Australian Institute of Company Directors (GAICD) 2008
  • Fellow of Financial Services Institute of Australasia (F.Fin) 2005, finsia
  • Master of Business Administration (MBA) 2008, University of Southern Queensland
  • Diploma in broker management and financial planning