First Home buyers
Your Guide to Buying Your First Home
Better Money Lenders: smarter loans to help you buy your dream home.
Buying your first home is one of the most exciting milestones in life—but it can also feel overwhelming. From understanding how much you can borrow, to navigating deposits, government grants, and lender requirements, there’s a lot to consider. At Better Money Lenders, we simplify the process and guide you every step of the way, so you feel confident and informed as you move towards homeownership.
Why Work with a Mortgage Broker?
- Tailored Advice – Every first home buyer is different. We take the time to understand your financial situation, lifestyle, and long-term goals to recommend mortgage solutions that work for you now and into the future.
- Access to More Lenders – Unlike banks that only offer their own products, we’re accredited with over 30 lenders across Australia. This gives you access to a wider range of loan options, competitive rates, and flexible structures designed specifically for first-time buyers.
- Support at Every Step – From pre-approval to settlement, we guide you through the entire process. We help you understand the documents you need, track your application, and liaise with lenders on your behalf, reducing stress and avoiding unnecessary delays.
How We Help First Home Buyers
- Deposit and Borrowing Capacity – We calculate how much you can realistically borrow and help you explore low-deposit options, ensuring you understand what’s achievable without over-stretching your budget.
- Government Grants and Incentives – First home buyers may be eligible for grants, stamp duty concessions, and other state-based incentives. We help you access these benefits, maximising your purchasing power.
- Loan Selection and Structure – Choosing between fixed, variable, or split-rate loans can be confusing. We explain the pros and cons of each option, as well as features like offset accounts, redraw facilities, and flexible repayments.
- Pre-Approval Guidance – Getting pre-approved gives you confidence when making offers and shows sellers you’re serious. We help you prepare your application and get approval faster.
- Ongoing Support – Buying a home is just the beginning. Even after your loan settles, we continue to provide advice and review your mortgage as your circumstances evolve.