Vehicle finance
Vehicle Finance – Drive Your Goals Forward
Purchasing a vehicle is a significant financial decision, whether it’s for personal use, family needs, or business operations. Understanding the right financing options and choosing a lender that aligns with your goals can save you money, reduce stress, and ensure your investment delivers long-term value.
The right vehicle can transform your daily life, improve your mobility, and help your business operate efficiently. Whether you’re buying a family car, upgrading to a new personal vehicle, or expanding a commercial fleet, having the right finance in place can make the process simpler, more cost-effective, and less stressful. At Better Money Lenders, we specialise in creating tailored vehicle finance solutions that suit your budget, lifestyle, and long-term goals. Our expert brokers guide you through every step—from comparing lenders and interest rates to selecting the best loan structure—so you can secure the vehicle you need, optimise your repayments, and get on the road with confidence.
Vehicle Finance Solutions
- Secured and Unsecured Loans – Secured loans use the vehicle as collateral, often allowing for lower interest rates, while unsecured loans offer flexibility without requiring security. We explain the pros and cons of each and match the solution to your circumstances.
- Novated Leasing – A popular option for employees, novated leases allow you to finance a vehicle through your employer, potentially offering tax advantages and predictable repayments. We guide you through eligibility, benefits, and application requirements.
- Flexible Repayment Structures – From fortnightly to monthly payments, fixed or variable interest rates, and options for balloon repayments, we tailor your loan to match your cash flow and personal or business needs.
- Commercial Vehicle Finance – For business owners, we provide solutions to fund commercial vehicles, vans, trucks, or fleet purchases. Our brokers understand business cash flow considerations and can structure loans to minimise impact on working capital while providing access to essential vehicles.
Why Choose Better Money Lenders for Vehicle Finance?
Tailored Options
Every borrower and vehicle is unique. We provide personalised finance solutions for new and used cars, SUVs, vans, trucks, and commercial vehicles. By understanding your financial situation, goals, and cash flow, we recommend the right loan type and structure to suit your needs.
Wide Lender Access
With accreditation from over 30 banks and finance companies, we compare multiple lenders to secure competitive rates, flexible repayment options, and tailored loan features. This ensures you have a variety of solutions to choose from and the confidence that you’re getting the best deal possible.
Flexible Repayment Structures
Our Lenders offer a range of repayment options, including fortnightly or monthly payments, fixed or variable interest rates, and optional balloon payments. This flexibility allows you to align repayments with your budget and cash flow, whether for personal or business use.
Simplified Process
Vehicle finance can be complicated, but it doesn’t have to be. We manage the entire process for you—from preparing applications to liaising with lenders—so you can focus on selecting your vehicle and getting on the road quickly.